It all started when Rajesh Kumar received a call from a person claiming to be Ajay Tripathi from Punjab National Bank
The caller asked if Rajesh was interested in applying for a credit card.
After showing interest, Rajesh was directed to continue the conversation on WhatsApp.
In today’s digital age, online scams are becoming more sophisticated, and it’s easy to fall victim to them. A recent case in Chandigarh highlights how a man lost nearly Rs 9 lakh in a credit card fraud. Keep reading to know how the scam unfolded and how to avoid falling for such scams.
It all started when Rajesh Kumar received a call from a person claiming to be Ajay Tripathi from Punjab National Bank. The caller asked if Rajesh was interested in applying for a credit card. After showing interest, Rajesh was directed to continue the conversation on WhatsApp. During a video call, the scammer asked Rajesh to verify his identity. Trusting the person, Rajesh shared his American Express and Axis Bank credit card details.
The fraudster then sent a link, claiming it was for completing the credit card application process. However, when Rajesh clicked the link, he immediately noticed suspicious transactions on both of his credit cards. He quickly contacted the customer service of both banks to block his cards, but by then, the fraudster had already made six unauthorised transactions amounting to Rs 8.69 lakh from the American Express card, reports TOI. Another Rs 60,000 was charged on the Axis Bank card.
Also read: Beware! This new call merging scam can wipe out your entire life savings: How to be safe
The next day, the same fraudster contacted Rajesh again from a different number, informing him of additional transactions. Additionally, Rajesh’s Amazon account was compromised, and the scammer attempted to make purchases before the company blocked the account due to suspicious activity.
How to avoid falling for such scams
- Verify sources: Always be cautious when receiving unsolicited calls or messages from unknown numbers. Verify the legitimacy of the request before sharing any personal information.
- Don’t share sensitive info: Never share your credit card details, CVV, or OTPs over the phone or on untrusted platforms.
- Enable extra security: Use two-factor authentication (2FA) on your bank and shopping accounts for added protection.
- Watch for suspicious links: Be cautious before clicking on links, especially if you weren’t expecting them.
Also read: Lost over Rs 1 cr! Noida family becomes latest victim of digital scam, here’s what happened
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Ayushi Jain
Tech news writer by day, BGMI player by night. Combining my passion for tech and gaming to bring you the latest in both worlds. View Full Profile
