Your smartphone occupies a considerable space in your life today.
From the moment you wake up to the minute you go to sleep, your smartphone is your one stop shop for all your needs like email, news, navigation and of course, making the occasional call and sending a text message.
Social networking, reading news, uploading pictures or just managing your routine affairs, your smartphone is not only consuming your time and battery, but your money as well.
So, we thought, why not create a list of apps that will help you save money, while you are taking care of routine work on your smartphone.
Skype:
Making calls costs money, making video calls, even more. If you are someone who needs to talk over the phone a lot, then Skype on your smartphone is one of the best options to reduce call costs. The app works over Wi-Fi as well as 3G networks. So what’s unique? Well, users can make free Skype-to-Skype video calls, and call phones at Skype rates on the move. Users can also make free voice and video calls to anyone else on Skype, whether they’re on an Android or iOS device, or a Mac or PC. Users can also IM their friends and family.
Android users can download the app here.
Windows Phone users can download the app here.
iOS users can download the app here.
WhatsApp Messenger:
If you are an SMS junkie, then there is no reason for you not to look at this app. WhatsApp Messenger is a smartphone messenger available for all operating systems including Android, BlackBerry, iPhone, Windows Phone and Nokia phones. WhatsApp uses 3G connectivity or Wi-Fi (when available) to message friends and family. The app lets you send and receive messages, pictures, audio notes, and video messages. The app is free for the first year that you download it but after that, you need to pay $0.99 (Rs. 53) per annum. The app however is not free for iOS users.
Android users can download the app here.
Windows Phone users can download the app here.
iOS users can download the app here.
3G Data Monitoring:
If you are someone who needs to be connected to the Internet all the time on the go, then you need an app that will monitor your 3G data consumption. We have seen instances where people have gotten hefty, unexpected bills for their data usage. Not a pretty sight!
Hence, we present to you, data monitoring apps. These apps monitor your data consumptions and warn you when you are about reach or cross your limit. You can also restrict the use of data on your device with these apps. There are many apps in this field but we are going to recommend one app per platform for you to check out!
Android users can download Mobile Counter 3G, Wi-Fi for free here.
iOS users can download My Data Usage Pro app for $0.99 (Rs. 53 approx) here.
Tax Calculator
There are two things certain in life – death and taxes, the former may be unavoidable but we can certainly monitor the amount of tax we pay and do our best to reduce the amount of money that flows from our hands to the government. One disadvantage is that a lot of people are unclear about the taxable amount and the calculation methods. Luckily, there is an app for that.
The taxation apps help users determine their tax liability and well, once you know how much tax you are going to pay, you may as well find a nice CA to help save taxes!
Android users can download the Income Tax Calculator app here.
Windows Phone users can download the Income Tax Calculator app here.
iOS users can download the My Tax India app here.
All the above-mentioned apps are free.
Account Tracker
You check the cash balance in your bank account and all you can think is, “Where did all my money go?” Well if you are a spendthrift or just want to monitor your spending, there is an app for that. These apps help you keep track of your expenditures and earnings and manage your money more effectively.
Android users can download the My Budget Book app here for Rs. 102.85.
Windows Phone users can download the Account Book app here for free.
iOS users can download the Account Tracker app here. The app has a free version as well as a paid version for $2.99 (Rs. 160 approx.)